FAQ

• What is your Mortgage Freedom program?
• Do I have to refinanace my mortgage to use this program?
• Who gets access to my information?
• Is your Mortgage Freedom software easy to use?
• Will your program benefit me if I am a first time home buyer?
• Will your program work if I have bad credit?
• Will your program work if I am self employed?
• How fast can this program really work for me?
• Is this a bi-weekly program?
• Do I have to make extra payments every month?
• Is there a pre-payment penalty?
• I just recently refinanced my mortgage. Can I still use this program?
• Will your program work with an ‘Interest Only’ loan?
• How can I be sure that this program will work for me?
• Can I use your program for multiple properties?
• If I am planning to sell my house in the next 3 years, can I still utilize it and will it benefit me?
• Does your program work with American and Canadian loans?
• My interest rate is very low. Do I still need this program?
• How much will your Mortgage Freedom software cost me?
• Does the program work if I have very little equity?
• What are my options if I can’t get a Line of Credit due to bad credit?
• How fast will I be able to pay off my mortgage and how much interest will I save?
• I have 10 years left to pay off my mortgage. Can I still benefit from the program?
• Why do I need a Line of Credit for this program to work?
• Can I just make extra payments every month and do this myself?
• What happens if I sell my home?
• Is the use of credit card essential to successfully use this program?
• Do I have to control my spending to use this program?
• Under what circumstances will your Mortgage Freedom software not work?
• Do I have to inform my mortgage company that I am using this program?
• Will using this program affect my credit rating?
• What’s included in the program?

• What is your Mortgage Freedom program?
  Our Mortgage Freedom program is a software that shows you how you can manage your money by making complex calculations according to your financial situation and guides you on how to use the bank’s money to start paying off your mortgage faster.

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• Do I have to refinanace my mortgage to use this program?
  No. You will not be required to refinance your mortgage. Infact, nothing about your mortgage will be changed. You will just follow the software as a tool that guides you every step of the way as you pay your mortgage down faster.

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• Who gets access to my information?
  We never compromise the privacy of our clients. You will be provided with authentication so no one accesses your information. The information we keep on file will only be used to contact you regarding updates or to offer you new features that may be of interest to you.

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• Is your Mortgage Freedom software easy to use?
  Our Mortgage Freedom software is very user friendly and anyone that can input numbers using the computer can use it. Infact, the knowledge and the interactive graphs and charts it generates will always keep you eager and excited about using the software.

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• Will your program benefit me if I am a first time home buyer?
  Our Mortgage Freedom software works for first time home buyers just a it does for all other buyers.

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• Will your program work if I have bad credit?
  Our Mortgage Freedom software will never ask you about your credit. Although, you might need a good credit to obtain a Line of Credit which is an essential component to make this program work. You can use a savings account as an alternative to the Line of Credit and make it possible for you to use the software just as effectively.

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• Will your program work if I am self employed?
  Absolutely. Our Mortgage Freedom software will only ask you to input the dollar amount of your income. It will not ask you for the source. If you are concerned that your monthly income is never the same, you can input an average amount from what you have previously made. Therefore, you could be self employed or an employee and use the software alike.

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• How fast can this program really work for me?
  

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• Is this a bi-weekly program?
  This is not a bi-weekly program. Please visit the ‘Why It Works’ page of our website for a full explanation of a bi-weekly payment plan.

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• Do I have to make extra payments every month?
  No. You will not be required to make extra payments. The way the system is set up will analyze and apply as much money available towards your principal without disrupting your lifestyle.

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• Is there a pre-payment penalty?
  Most mortgages are setup to allow you to pay upto 20% more every year. If you don’t exceed that percentage you should be fine. Please find out from your mortgage company to find out what your terms are.

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• I just recently refinanced my mortgage. Can I still use this program?
  Yes. You can use this program even if you just refinanced your house.

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• Will your program work with an ‘Interest Only’ loan?
  Yes. Our Mortgage Freedom software is designed to work with positive cash flow and will work for an interest only loan just as effectively.

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• How can I be sure that this program will work for me?
  If you have positive cash flow at the end of the month, the software will definitely work for you. With discipline , a Line of Credit and our software, you can be rest assured that the program will work for you.

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• Can I use your program for multiple properties?
  You can definitely pay off multiple properties with our system. The strategy used to accomplish this is to pay off one property at a time depending on the interest rate, balance and monthly payment of the property.

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• If I am planning to sell my house in the next 3 years, can I still utilize it and will it benefit me?
  Yes. This will be much more beneficial to you since you will be able to pay off upto $45,000 on a $300,000 loan compared to upto $15,000 in 3 years. You will have a lot more equity and will pay a lot less interest than you would otherwise pay without using our system.

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• Does your program work with American and Canadian loans?
  Absolutely. You will not be able to benefit from this program if you don’t have positive cash flow. Visit the ‘How It Works’ page to find out how you can obtain positive cash flow by making little changes on a daily basis.

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• My interest rate is very low. Do I still need this program?
  Having a lower interest rate is always beneficial to you in helping you pay off your mortgage faster. There will not be a better time to pay off your mortgage faster therefore, you will be able to pay off your mortgage twice as fast with our software.

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• How much will your Mortgage Freedom software cost me?
  There will be a one time setupfee of $100 and a monthly fee of $29.99. You will pay every quarter for 8 quarters (24 months). You will see best results in 24 months if you follow the program as prescribed because it takes that much time for you to see the savings and to substantially increase the amount of money you pay towards the principal to reduce your mortgage balance. We guarantee you that at the end of the 24 months you will pay off a substantial amount of money towards your mortgage compared to what you would without the program or we will give you your money back twice.

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• Does the program work if I have very little equity?
  Yes. Even if you have little equity but a decent amount of disposable income at the end of the month, the program will work for you.

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• What are my options if I can’t get a Line of Credit due to bad credit?
  If you don’t have a line of credit, and if you cannot qualify for one due to bad credit, a savings or retirement account can otherwise be an alternative option to accomplish the same.

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• How fast will I be able to pay off my mortgage and how much interest will I save?
  It depends on how much disposable income you are left with at the end of the month and if you use it to pay towards your mortgage. The more you pay towards the mortgage the more interest you will save.

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• I have 10 years left to pay off my mortgage. Can I still benefit from the program?
  Yes. You can benefit twice as fast and pay off you mortgage in a lot less than 10 years.

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• Why do I need a Line of Credit for this program to work?
  The software uses the Line of Credit as a medium that helps in canceling interest on your mortgage and allows you to pay more principal than interest.

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• Can I just make extra payments every month and do this myself?
  You may think that you could do this on your own but to duplicate what the software will calculate using complex mathematical formulas is very powerful. Please call us to help us explain you why that might never happen.

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• What happens if I sell my home?
  When you buy your next home you can use our Mortgage Freedom software to pay off the mortgage faster.

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• Is the use of credit card essential to successfully use this program?
  It is an advanced technique use to help you pay off your mortgage faster but is not required.

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• Do I have to control my spending to use this program?
  Absolutely. If you must spend money to acquire what you want rather than what you need, account a certain dollar amount for these purchases.

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• Under what circumstances will your Mortgage Freedom software not work?
  If you are not able to save atleast $25 a month, our software will not be able to help you pay off your mortgage faster.

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• Do I have to inform my mortgage company that I am using this program?
  No. This is a program to help you pay off your mortgage faster. You are not required to inform your mortgage company.

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• Will using this program affect my credit rating?
  Paying down the balance on your mortgage could affect your credit rating positively.

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• What’s included in the program?
  With our Software you will get financial coaching support, training on how to use the software, 24/7 support, free updates, text message reminder to update your account and much more. You will also get a report on ‘The Secrets Banks Don’t Want You To Know About’.

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