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Calculate Your Savings
With our software, you will learn how to reduce the amount of interest you pay on your mortgage every month. We show you how to cancel compound interest and how to pay minimum interest and more principal with every payment you make. When your principal balance reduces, your interest also reduces as a result and this is possible when you make payments at certain intervals which will reduce your average daily balance and hence, the interest.
Our software creates a timeline for you to follow and stay on track with real-time dates on which to make your payments so the compounding of interest will be reduced and the interest portion of the payment will be smaller.
For example, on a $200,000 loan at 6% interest for 30 years, your monthly payment will be approximately $1200. In the first five years of your mortgage, payments are mostly paid towards interest and you end up paying a couple thousand dollars towards the principal every year and over $14,000 in interest. At the end of the 30 years the total interest payable on this loan is $230,000 and therefore the total pay-off would be $430,000. Our software will show you how to save 100 to 150 payments and how to pay off your mortgage in 7-15 years by paying a lot less interest than you would in 30 years.
Saving a 100 payments in the example above could mean 100 x $1200 = $120,000. This could mean that if you were originally going to pay $430,000, you will now pay $120,000 less in interest on a $200,000 loan. Similarly, if you saved 150 payments i.e. 150 x $1200 = $180,000 on the life of your mortgage, could mean that you will pay only $50,000 interest on a $200,000 loan instead of $230,000. You can use the savings to buy another house!
Take a look at the following example and see how you can pay off your mortgage in 7 to 15 years. The following example will make it easy for you to understand how you would end up paying more than the actual cost of the house in just interest in addition to the cost of the house. The first table shows how a $300,000 mortgage will be paid without our software in 30 years and the second table shows how our software will help you pay off the mortgage in 13.8 years with a total savings of approximately $227,232. |
Without Our System
Loan Balance: $300,000
Interest Rate: 6.5%
Loan Period: 30 Years
Monthly Payment: $1896.20 |
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Total Interest Paid: $382,633.47
Total Balance Paid: $682,633.47 |
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| Years |
Principal Paid |
Interest Paid |
Ending Balance |
| 2 Years |
$7,550.09 |
$41,751.22 |
$292,449.91 |
| 5 Years |
$19,167.07 |
$94,605.18 |
$280,832.93 |
| 10 Years |
$45,671.62 |
$181,872.87 |
$254,328.38 |
| 30 Years |
$300,000 |
$382,633.47 |
$0 |
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In the above scenerio, if you sold or refinanced your mortgage after 10 years of making payments, you would lose $181,872.87 that you paid in interest and would still owe $254,328.38 to the bank. In 10 whopping years, you would only have paid down your mortgage by $45, 671.62 and you would still have 20 more years to pay off the mortgage.
If you didn't sell or refinance your mortgage, at the end of the 30 years, you will have paid $383,633.47 in interest for a $300,000 mortgage for a total of $682,633.47!
Lets look at the example below to see how you would actually pay off the mortgage in 13.8 years and become mortgage free forever! |
With Our System
You can pay off the above 30 year
loan in 13.8 years with our system. |
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Total Interest Paid: $155,401.33
Total Balance Paid: $455,401.33 |
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| Years |
Principal Paid |
Interest Paid |
Ending Balance |
| 2 Years |
$31,213.35 |
$40,187.95 |
$268,786.65 |
| 5 Years |
$79,239.94 |
$85,532.30 |
$220,760.06 |
| 10 Years |
$188,814.30 |
$140,730.19 |
$111,185.70 |
| 13.8 Years |
$300,000 |
$155,401.33 |
$0 |
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With our software, you will pay $188.814.30 in PRINCIPAL payments in 10 years which is more than the amount of interest you would pay without our software. Above all, you would only have 3.8 years remaining to pay off the mortgage and enjoy a mortgage free life! Your total interest payable in the end (at only 13.8 years) would be $155,401.33 on a a $300,000 mortgage for a total of $455,401.33.
Total Savings: $682,633.47 - $455,401.33 = $227,232.14
$300,000 Mortgage at 6.5% with a 30 Year Term
So, the million dollar question is.
When you pay off your mortgage in less than 15 years, what will you do with the money you save for the remaining 15 years?
Many people say they will invest it, buy another property, help the poor, save for the kids and such. The truth is that it is your money and you are free to use it as you like! That's what we mean when we say "Financial Freedom".
The software will cost you less than a $1 a day and save you thousands of dollars in interest.
That's right!
Become mortgage free faster with less than a $1 a day with our software! |
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